Mitigation Tips: Protecting Commercial Property From Hail

Hail storms can be fast and destructive, damaging buildings, outdoor equipment, and vehicles in a matter of minutes. For commercial property owners, such damage can result in destroyed property, costly repairs, business interruption and loss of income. Learn more about protecting commercial properties, including the risk posed by hail and preventative measures to protect buildings from hail damage.

Potential risks

The Hail Hazard and its Impact on Property Insurance report from data analytics firm Verisk found that 6.2 million properties in the United States experienced one or more damaging hail events in 2020, resulting in nearly $14.2 billion in losses. . Businesses located in areas that experience hail storms may be susceptible to severe damage to equipment and components, including:

  • ceilings
  • windows
  • Rooftop heating, ventilation and air conditioning equipment
  • cooling towers
  • Exposed glass and plastic components of outdoor equipment
  • vehicles

Repairing a hail-damaged building can cost a lot of time and money. Severe building damage can even lead to business interruptions, such as closures or limited operations, leading to lost revenue or damage to a company’s reputation among stakeholders and customers.

Business Property Protection

To limit the potential damage from hail storms, commercial property owners must be proactive in protecting commercial property. Consider taking the following steps to protect your property:

  • Perform regular roof inspections. Be sure to replace any worn or weak areas, as a hail storm can worsen their condition. Installing “severe hail” or “Class 4” impact-resistant roofing materials can also limit the amount of damage caused by hail.
  • Use roof equipment and protections designed to resist hail. Install hail guards, shields, and wire mesh to keep rooftop equipment protected from hail.
  • Install windows with impact-resistant glass. Protect windows from hail by using impact-resistant glass, which is less likely to break than regular glass.
  • Look at the weather. Be aware of the local forecast so valuables and equipment can be moved to safe locations before bad weather strikes.


By taking the time to implement preventative measures, commercial property owners can reduce the impact of hail storms on their buildings. Protecting business property may take some time and diligence, but it will be worth it in the end.

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